Insurance type Hospital only
Policy cover $ Member only content

Policy


Company/Policy name UniMed Major Surgical
Financial strength rating pay Member only content
Contact phone number 0800 600 666

Policy cover & maximum payouts


Hospital cover - surgical pay Member only content
Hospital cover - non-surgical pay Member only content
Specialist consultations pay Member only content
Major diagnostic procedures associated with hospitalisation pay Member only content
Major diagnostic procedures not associated with hospitalisation pay Member only content
Additional specialist cover pay Member only content
Additional diagnostic cover pay Member only content
Post-op physiotherapy pay Member only content
Post-op home nursing pay Member only content
Minor surgery benefit pay Member only content
Overseas treatment pay Member only content
Suspension of cover pay Member only content
Support person/parent accommodation benefit pay Member only content
Public hospital benefit pay Member only content
Death/funeral benefit pay Member only content
Pharmaceuticals pay Member only content
Alternative medical providers pay Member only content
Additional benefitshelp
pay Member only content

Guide to the table

Ratings

  • Policy cover - Rating is a 5 star system, where 5 stars gives the most extensive cover for this type of policy.

Policy cover & maximum payouts

Note that these are benefits and conditions of cover that we've identified as being important. This is not an exhaustive list of policy cover. For full details, ask the company for a policy document.

Cover and premiums were correct as at 1 July 2012 and subject to change.

See We recommend for details of the policies we recommend for a range of consumer profiles.

Financial strength ratings

Financial-strength ratings assess an insurer's ability to meet its obligations to policyholders. Two of the insurers currently don’t have a rating (by 2013 ratings will be compulsory).

A.M. Best uses a scale from A++ (Superior) to D (Poor); Standard and Poor's uses AAA (Extremely strong) to D (Default).