| Standard excess ($) | 200 |
|---|---|
| Premium rating |  |
| Policy rating |  |
Policy
| Company/Policy name | AA Insurance ContentsCover |
|---|---|
| Insurer | AA Insurance is a joint venture between Suncorp and the New Zealand Automobile Association |
| Credit rating | A+ (Strong) Standard and Poor's |
| Contact no. | 0800 500 213 |
| Website | www.aainsurance.co.nz |
| Online quote available |  |
Excess
| Standard excess ($) | 200 |
|---|
Contents cover (2 ticks = replacement, 1 tick = indemnity)
| Audiotapes, CDs, DVDs, videotapes, portable music equipment |  Up to $1500 |
|---|---|
| Bicycles | Up to $1000 per bicycle unless specified |
| Blinds/curtains | |
| Books | $1000 for a set or collection unless specified |
| Cameras | Up to $1500 unless specified |
| Camping equipment | |
| Carpets and floor coverings | |
| Cash | Up to $300 theft only |
| Computers | Up to $5000 in total (including software) unless specified, laptops $3000 (including software). |
| Computer software | Up to $5000 total (including hardware) $3000 laptops unless specified |
| Credit card fraud | Up to $300 |
| Dentures | |
| Frozen food | Up to $500 |
| Furniture | |
| Hearing aids | |
| Home appliances | |
| Linen | |
| Jewellery | Up to $1000 per item $3000 per event unless specified |
| Keys and locks | Up to $500 |
| Mobile phones | Up to $1500 unless specified |
| Professional equipment / work tools kept at home | Up to $1000 |
| Spectacles | |
| Sports equipment | |
| Temporary accommodation | Up to 12 months reasonable costs for home owners, one month for renters |
| Video games | Up to $1000 unless specified |
| Watches | Up to $1000 per item $3000 for an event unless specified |
| Watercraft and / or outboard motors | Up to $500 |
Exclusions
| Cleaning damage | Excluded |
|---|---|
| Sports equipment in use | Excluded |
Additional cover
| Personal liability | Up to $1 million |
|---|
Guide to the table
We've provided policy detail and premium summary information for our consumer profile requiring contents-only insurance. See Consumer profiles for more information.
For a comparison of house and contents insurance, see House and contents policies compared.
Note:
- AMP, NZI, Lumley and Vero were excluded as they are sold through brokers or other brands rather than directly to the public.
- FMG and Medical Assurance were excluded as they are only available to people in certain geographical locations or professions.
- Ansvar and HSBC declined to take part in our survey.
Click on the question mark symbols beside the headings for more information.
