Standard excess ($) 150
Premium rating 4 
Policy rating 2 

Policy


Company/Policy name ANZ Base Contents
Insurer ANZ insurance is underwritten by Vero.
Credit rating A+ (Strong) Standard and Poor's
Contact no. 0800 831 123
Website www.anz.co.nz
Online quote available No 

Excess


Standard excess ($) 150

Contents cover (2 ticks = replacement, 1 tick = indemnity)


Audiotapes, CDs, DVDs, videotapes, portable music equipment 1.0 
Bicycles 1.0 Up to $2000 unless specified
Blinds/curtains 1.0 
Books 1.0 
Cameras 1.0 Up to $2000
Camping equipment 1.0 
Carpets and floor coverings 1.0 
Cash 2.02.0 Up to $500
Computers 1.0 Up to $5000 for laptops
Computer software 1.0 
Credit card fraud
Dentures 1.0 
Frozen food 2.02.0 Up to $1000
Furniture 1.0 
Hearing aids 1.0 
Home appliances 1.0 
Linen 1.0 
Jewellery 1.0 Up to $2000 per item, $10000 per claim
Keys and locks
Mobile phones 1.0 Up to $1000
Professional equipment / work tools kept at home
Spectacles 1.0 
Sports equipment 1.0 
Temporary accommodation 2.02.0 Reasonable costs for up to one month if you rent, $12,500 if you own the home.
Video games 1.0 
Watches 1.0 Up to $2000 per item, $10000 per claim
Watercraft and / or outboard motors 1.0 Up to $1500

Exclusions


Cleaning damage Excluded
Sports equipment in use Included

Additional cover


Personal liability Up to $1 million + legal costs & expenses

Guide to the table

We've provided policy detail and premium summary information for our consumer profile requiring contents-only insurance. See Consumer profiles for more information.

For  a comparison of house and contents insurance, see House and contents policies compared.

Note:

  • AMP, NZI, Lumley and Vero were excluded as they are sold through brokers or other brands rather than directly to the public.
  • FMG and Medical Assurance were excluded as they are only available to people in certain geographical locations or professions. 
  • Ansvar and HSBC declined to take part in our survey.

Click on the question mark symbols beside the headings for more information.