| Standard excess ($) | 250 |
|---|---|
| Premium rating |  |
| Policy rating |  |
Policy
| Company/Policy name | Lantern Insurance Householders Contents |
|---|---|
| Insurer | Lantern Insurance is underwritten by IAG New Zealand. |
| Credit rating | AA- (Very Strong) Standard and Poor's |
| Contact no. | 0800 800 800 |
| Website | www.lanterninsurance.co.nz |
| Online quote available |  |
Excess
| Standard excess ($) | 250 |
|---|
Contents cover (2 ticks = replacement, 1 tick = indemnity)
| Audiotapes, CDs, DVDs, videotapes, portable music equipment |  |
|---|---|
| Bicycles | Up to $1000 unless specified |
| Blinds/curtains | Under 10 years old |
| Books | |
| Cameras | Under 10 years old, up to $1500 per item |
| Camping equipment | Up to $1000 unless specified |
| Carpets and floor coverings | Under 10 years old |
| Cash | Up to $250 |
| Computers | |
| Computer software | |
| Credit card fraud | |
| Dentures | Under 10 years old |
| Frozen food | Up to $1000 |
| Furniture | Under 10 years old |
| Hearing aids | Under 10 years old |
| Home appliances | Under 10 years old |
| Linen | |
| Jewellery | Up to $1500 per item unless specified up to $10000 per event |
| Keys and locks | |
| Mobile phones | Up to $1000 if under 10 years old, unless specified |
| Professional equipment / work tools kept at home | up to $1000 per event |
| Spectacles | Under 10 years old |
| Sports equipment | Up to $1000 unless specified |
| Temporary accommodation | |
| Video games | |
| Watches | Up to $1500 if under 10 years old unless specified |
| Watercraft and / or outboard motors | Up to $1000 |
Exclusions
| Cleaning damage | Excluded |
|---|---|
| Sports equipment in use | Included |
Additional cover
| Personal liability | Up to $1 million |
|---|
Guide to the table
We've provided policy detail and premium summary information for our consumer profile requiring contents-only insurance. See Consumer profiles for more information.
For a comparison of house and contents insurance, see House and contents policies compared.
Note:
- AMP, NZI, Lumley and Vero were excluded as they are sold through brokers or other brands rather than directly to the public.
- FMG and Medical Assurance were excluded as they are only available to people in certain geographical locations or professions.
- Ansvar and HSBC declined to take part in our survey.
Click on the question mark symbols beside the headings for more information.
