Standard excess ($) 250
Premium rating 4 
Policy rating 3 

Policy


Company/Policy name PSIS Asset Care
Insurer PSIS insurance is underwritten by IAG New Zealand.
Credit rating AA- (Very Strong) Standard and Poor's
Contact no. 0800 287 747
Website www.psis.co.nz
Online quote available No 

Excess


Standard excess ($) 250

Contents cover (2 ticks = replacement, 1 tick = indemnity)


Audiotapes, CDs, DVDs, videotapes, portable music equipment 1.0 
Bicycles 1.0 Up to $1125 unless specified
Blinds/curtains 2.02.0 
Books 1.0 
Cameras 2.02.0 Up to $1125 unless specified
Camping equipment 1.0 
Carpets and floor coverings 2.02.0 
Cash 2.02.0 Up to $325
Computers 2.02.0 
Computer software 1.0 
Credit card fraud
Dentures 2.02.0 
Frozen food 2.02.0 
Furniture 2.02.0 
Hearing aids 2.02.0 
Home appliances 2.02.0 
Linen 1.0 
Jewellery 1.0 Up to $1125 unless specified
Keys and locks 2.02.0 Up to $1125
Mobile phones 2.02.0 
Professional equipment / work tools kept at home
Spectacles 2.02.0 
Sports equipment 1.0 
Temporary accommodation 2.02.0 Up to $11,250
Video games 1.0 
Watches 1.0 Up to $1125 unless specified
Watercraft and / or outboard motors 2.02.0 Up to $1125 surfboard, windsurfer, dinghy or canoe only

Exclusions


Cleaning damage Included - depends on item
Sports equipment in use Excluded

Additional cover


Personal liability Up to $1 million

Guide to the table

We've provided policy detail and premium summary information for our consumer profile requiring contents-only insurance. See Consumer profiles for more information.

For  a comparison of house and contents insurance, see House and contents policies compared.

Note:

  • AMP, NZI, Lumley and Vero were excluded as they are sold through brokers or other brands rather than directly to the public.
  • FMG and Medical Assurance were excluded as they are only available to people in certain geographical locations or professions. 
  • Ansvar and HSBC declined to take part in our survey.

Click on the question mark symbols beside the headings for more information.