Family Budgeting Services: www.familybudgeting.org.nz
Phone: see "Budget Advice" in your White Pages.

Citizen's Advice Bureaux: www.cab.org.nz (includes useful advice on court procedures for debt recovery/enforcement)
Phone: 0800 367 222.

Debt repayment calculators: www.sorted.org.nz

Information on bankruptcy: www.insolvency.govt.nz

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