Website: sorted.org.nz
What it does
Sorted is the Retirement Commission’s site and, unlike the other websites, it’s not a specialised budgeting-only space. So the budgeting tools can’t be personalised as much as those on the other websites – for example, the expense categories are pre-set.
Who it suits
Sorted is comprehensive and we believe it’s the best place to decide what financial goals you want to aim for. Kate, another of our reviewers, said: “This website is great to look at when you first start thinking about budgets and goals. It helps formulate your thinking about goals, prompts you to think of all your expenses with a very thorough series of budget sheets and gives you lots of ‘what if’ calculators to help you work out what you want to do.”
If you don’t want to spend anything on budgeting tools, we think Sorted will be fine.
Smart bit
Rather than relying on you manually loading what you spend, Sorted allows you to incorporate downloaded online bank statements. It’s an easy process and you don’t have any issues about the security of your online banking (see “What to avoid”).
However … few of our reviewers could find this feature. It’s buried as a “cashflow calculator”. By contrast the clever way whostolemymoney.com and pocketsmith.com handle online banking was one reason Kate said “at that point [detailing your expenditure] you probably want to move on to one of these other sites”.
Cost
Sorted is free.
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