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You've found a car but can't afford to buy it outright. What's the best way to finance the deal?

Cars can be an emotional purchase and people don't always make the best choice about how to finance it. That's where our guide can help.

The average New Zealander buys a car once every three years. With most car purchases worth several thousand dollars, getting the right finance deal can save you a lot of money and heartache. So what are the options?

Highlights of this report


What's on offer


Finance company, bank, credit union or dealer finance? Read more

More options


Guaranteed minimum trade-in deals & leasing Read more

Our advice


What you need to know Read more

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