Car insurance Updated 25 Oct 2011

Third-party policies compared

You are viewing 22 of 22 products.

Company/Policy Third Party fire and theft Young manhelp
 Third party fire and theft Young womenhelp
 Third party only Young manhelp
 Third party only Young womanhelp
 Young man's excess ($) Young woman's excess ($)
AA Insurance RoadCover Third Party Fire and Theft

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AA Insurance RoadCover Third Party Only
AMI Insurance Third Party Fire and Theft
AMI Insurance Third Party Only
ASB Third Party Fire and Theft
ASB Third Party Only
BNZ Third Party Fire and Theft
BNZ Third Party Only
Fintel Third Party Only
FMG Essential Private Vehicle
FMG/Essential Private Vehicle
Lantern Insurance Third Party Fire and Theft
Lantern Insurance Third Party Only
PSIS Third Party Fire and Theft
PSIS Third Party Only
State Car Third Party, Fire and Theft
State Third Party Only
TOWER Cover4Car Third Party Fire and Theft
TOWER Third Party Plus
TSB Bank Third Party Fire and Theft
Westpac Third Party Fire and Theft
Westpac Vehicle Third Party Cover

Guide to the table

We looked at third-party policies sold direct to consumers by companies which agreed to take part in our survey.

Premiums
5 stars are the least expensive premiums; 1 star the most expensive. Ratings are based on an average price of quotes from 5 locations around New Zealand as at October 2011. Use these ratings as a guide to the pricing policies of the companies for the different consumer profiles.

Premium based on
The type of cover the premium quotes are based on - "agreed value" or "market value". In an agreed-value policy, you and the insurance company agree on what your vehicle’s worth (this may take a bit of negotiation). A market-value policy is where your vehicle is valued at its re-sale price on the open market.

For details of comprehensive policies, see our database of Comprehensive policies compared.

Click on the question mark symbols beside the headings for more information.