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Which credit card flies you furthest? And are expensive rewards programmes worth their cost?

Used the right way, a credit card is an excellent tool for managing your money. Get to grips with how you spend, and you can beat the bank. But interest rates are far too high and many Kiwis are struggling to pay off credit card debt. We show you how to pick the right card and manage your debt.

PLUS!

Try our free interactive credit card selector at ConsumerSaver. It's updated weekly, and lets you check out what's on offer, compare the latest interest rates, and pick a card that suits your needs.

Highlights of this report


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Managing your card


How to choose the right card to suit your credit card personality. Read more

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Best cards for flights


We compare 29 cards and rewards schemes to see which flies you furthest. Read more

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Best cards for shopping vouchers


Sometimes the cost of the card is more than the voucher value. Read more

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