- Accountants who charge by the hour may not be the best option for people in debt or in need of a remortgage or refinancing.
- If you are in financial difficulty, speak to a budget adviser as well as your bank and mortgage broker if you have one before re-mortgaging.
- It’s unnecessary to pay up front for re-mortgage advice. A good broker or bank wants to build a long-term relationship with you and can do the same job as enableMe without charging.
- If you have the money, get good independent financial advice but beware of secret formulas and companies that offer to tell you about the secrets of wealth.
Before using any financial professional find out:
- Their qualifications
- How many clients they currently have
- Their work history
- Exactly how they are paid
- What services they offer
- If there are any guarantees
- Whether they have a business affiliation with any company whose products or services they are recommending
Report by Diana Clement.
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