- Some insurers offer much better cover than others, and the differences are not always reflected in price.
- Many people will be able to save hundreds of dollars on their premiums, without sacrificing the extent of their cover.
- Use our consumer profiles to make a shortlist of insurers. Check which one most closely resembles your situation. We've identified the insurers we think are best for each profile - with low premiums and comprehensive cover.
- Get full details of the policies and make sure they have suitable cover for your situation.
- Then, shop around. Select at least two insurers and ring them for quotes. Then ring your existing company. If it doesn't offer the best deal, say what you've been offered and ask them to go one better. It's surprising how often this works!
More information
- Earthquake Commission: www.eqc.govt.nz
- Insurance & Savings Ombudsman: www.iombudsman.org.nz
- Insurance Council of New Zealand: www.icnz.org.nz
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