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Are interest-free deals too good to be true?

Zero interest, deferred payments – it’s possible to get some attractive finance deals. But tread carefully. These can be expensive contracts if you don’t manage them properly … and our mystery shop shows that not all retailers will give you the full picture.

Highlights of this report


Finance company cards


You can use the card for more than one purchase up to the credit limit. Read more

Fixed-instalment plans


These plans have one loan and one contract for each purchase. Read more

Rates and fees


We compared interest rates and fees for fixed-instalment plans and finance company cards. Read more

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