Letter to insurance company when they deny liability.
[Date]
Dear ...
[Policy number]
I wish to dispute your rejection of my claim on the grounds that [state reason why claim was rejected].
The policy states that [quote wording]. The damage to my property was caused by [cause] and was not due to [neglect, etc] as you suggest. I have enclosed a report from [relevant expert] which supports my argument [details of report].
I believe that I am covered by the terms of this policy and am entitled to the amount claimed. I would be grateful if you would review your decision to reject my claim and let me have your answer as soon as possible.
Yours sincerely
Point of Law
An insurance policy is a contract between you and the company. You are entitled to question the rejection of a claim if you think the company is being unreasonable.
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