Letter rejecting an insurance company's offer

[Date]

Dear ...

[Policy number]

Thank you for your letter dated [date] offering [amount] for my [item] which was [detail loss/damage] on [date].

I do not agree, however, with your assessment of the item's value. I enclose a valuation certificate made by [name of valuer] which states that the [item] was worth [amount].

Please reconsider your offer in the light of this evidence. I look forward to hearing from you.

Yours sincerely

Point of Law

An insurance policy is a contract between you and the company. You are entitled to question the rejection of a claim if you think the company is being unreasonable.

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