In this report

Reports:

What to dump

Tax records: People who don’t have to file a tax return only need to keep any records (such as details of wages received) for 12 months after the end of the income year. Businesses and people who earn their income from sources other than wages or a salary must keep their records for seven years.
Bank and credit card statements: Check statements carefully as soon as they arrive. After that it’s up to you whether to keep them. Your bank keeps your records for up to seven years – if you need an old statement you can get a copy (but there may be a fee).

Warranties: Don’t throw out a warranty when it expires – if the appliance doesn’t last a reasonable length of time (see our Appliance life expectancy report), you may be able to claim a repair or refund under the Consumer Guarantees Act.

When you buy an appliance attach the receipt to the warranty so you know when you bought it and have proof of purchase.
Important warning: Don’t throw out old documents with the household rubbish or put them in the recycling bin. Shred or burn any documents that carry your name, address, account number or any other information that could identify you.