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Worried about a large and unexpected bill from the vet? Pet insurance may be the answer.

If your pet falls ill with cancer or other serious illnesses you could face veterinary bills totalling thousands – or even tens of thousands – of dollars. It's not surprising that increasingly Kiwis are choosing to insure their pets.

We take a look at what pet insurance covers, what you're likely to pay, and what to check before you sign up.

Highlights of this report


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Types of cover


Surgery-only and comprehensive policies. Read more

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Excesses & exclusions


The insurer won't pay for every misfortune. Read more

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Policies compared


Check the price and cover for 28 policies. Read more

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