Highlights of this report


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Funeral director plans


Plans are available through funeral directors. Read more

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Funeral trusts


Trustee companies and others offer pre-paid funeral trusts. Read more

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Funeral insurance


Paying for this cover isn't cheap. Read more


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Is it worth pre-paying for your funeral?

Pre-paid funeral plans are sold as peace of mind – that there'll be cash on hand for your last hoorah. But they can be a big financial commitment. And if you change your mind about signing up, it’s hard to get your money out. These plans aren’t for everyone and there are simpler ways of funding your final farewell.

We looked at 6 pre-paid funeral plans plus 5 funeral insurance options.