Highlights of this report


Funeral director plans

Plans are available through funeral directors. Read more


Funeral trusts

Trustee companies and others offer pre-paid funeral trusts. Read more


Funeral insurance

Paying for this cover isn't cheap. Read more

Join now

Get full access to all Consumer reports for as little as $1.85 a week

  • Over 500 reports plus interactive tools and calculators
  • Independent advice from NZ's trusted source of information
  • Join over 65,000 members who help us get all NZers a fairer deal

Enjoy access to this report for 7 days for $10.00


Is it worth pre-paying for your funeral?

Pre-paid funeral plans are sold as peace of mind – that there'll be cash on hand for your last hoorah. But they can be a big financial commitment. And if you change your mind about signing up, it’s hard to get your money out. These plans aren’t for everyone and there are simpler ways of funding your final farewell.

We looked at 6 pre-paid funeral plans plus 5 funeral insurance options.