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How to find the best travel insurance for your needs.

In 2010 one of New Zealand's biggest travel insurers paid out a claim for $1 million in medical expenses. This shows how important it is to make sure your travel insurance policy has enough cover – particularly for travel to the US.

We've compared cover and cost for 5 popular travel destinations in 3 interactive databases, and explain what to look for and the traps to avoid.

Highlights of this report


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Common traps


Common traps and policy exclusions to what out for. Read more

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What else to consider


Terrorism cover, rental car excesses and other considerations. Read more

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Our picks


Our policy picks for 3 traveller profiles heading to 5 destinations. Read more

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