General
Submissions
See the submissions we’ve made on a range of consumer-related issues.
We regularly make submissions to Government and statutory authorities on a range of consumer-related issues.
2022 submissions
Real Estate Authority’s Fit and Proper Guidance Consultation (64.4 KB) June 2022
Exposure draft of updated Credit Contracts and Consumer Finance Regulations 2004 and Responsible Lending Code (187 KB) May 2022
Exposure draft Insurance Contracts Bill (266 KB) May 2022
Regulation of Residential Property Managers (667 KB) April 2022
Future of Money: Cash System Redesign (179 KB)
March 2022
Previous years
2021 submissions
Economic Regulation and Consumer Protection for Three Waters Services in New Zealand - Discussion Paper (352 KB) December 2021
Buy-Now, Pay-Later Discussion Document (694 KB) December 2021
Submission on Civil Aviation Bill (128 KB) December 2021
Class Action and Litigation Funding - supplementary issues paper submission (127 KB) November 2021
Market study into the retail grocery sector: Draft report (134 KB) November 2021
Draft report to the New Zealand Telecommunications Forum Inc (TCF) on recommendations for improvements to the TDRS (134 KB) September 2021
Marketing of alternative services to consumers during copper/PSTN withdrawal” open letter (116 KB) August 2021
Market study into the retail grocery sector: Draft report (227 KB) August 2021
Improving Access to Civil Justice (142 KB) July 2021
Regulations to support the new regime for the conduct of financial institutions (177 KB) June 2021
Treatment of intermediaries under the new regime for the conduct of financial institutions (89.4 KB) June 2021
Sunscreen (Product Safety Standard) Bill (104 KB) May 2021
Review of the Approved Financial Dispute Resolution Scheme Rules (362 KB) May 2021
Commerce Amendment Bill (91.2 KB) May 2021
Climate Change Commission’s 2021 Draft Advice for Consultation (229 KB) March 2021
Class Actions and Litigation Funding Issues Paper (215 KB) March 2021
Regulating to reduce Merchant Service Fees (295 KB) February 2021
Review of the Commerce Commission’s funding for the regulation of electricity, gas, telecommunications and fibre (64.7 KB) February 2021
Retirement villages legislative framework: Assessment and options for change 2020 (129 KB) February 2021
Market study into the retail grocery sector: Preliminary issues paper (474 KB) February 2021
Aspirations for the food regulatory system (15 KB) January 2021
2020 submissions
"Proposed guidance on KiwiSaver fees and value for money” Consultation Paper (229 KB) December 2020
Consumer care guidelines (575 KB) December 2020
Guidelines for improving consumer awareness of Utilities Disputes and Powerswitch (176 KB) November 2020
Death, funerals, burial and cremation: a review of the Burial and Cremation Act 1964 and related legislations (208 KB) October 2020
Options for establishing a consumer data right in New Zealand (167 KB) October 2020
Proposed standard conditions for financial advice provider full licences and classes of financial adviser service (42.2 KB) August 2020
Draft 111 Contact Code and Draft Copper Withdrawal Code (44.2 KB) August 2020
Letter to the Minister of Food Safety - Health Star Rating System Five Year Review (166 KB) July 2020
Implementation of changes resulting from the Health Star Rating System Five Year Review (67.8 KB) June 2020
Complaint under the Fair Trading Act: Air New Zealand and consumers’ rights to refunds (183 KB) May 2020
Organic Products Bill (102 KB) May 2020
Fair Trading Amendment Bill (105 KB) March 2020
Financial Markets (Conduct of Institutions) Amendment Bill (130 KB) March 2020
Residential Tenancies Amendment Bill (79.4 KB) March 2020
Raising awareness of Utilities Disputes and Powerswitch services (159 KB) March 2020
Consumer Information Standards (Origin of Food) Regulations 2019 (96.9 KB) February 2020
Credit Contracts and Consumer Finance Amendment Regulations 2020 (110 KB) February 2020
2019 submissions
Folic Acid Fortification (45.9 KB) November 2019
Financial Markets Conduct (Regulated Financial Advice Disclosure) Amendment Regulations (213 KB) November 2019
Proposed priority products and priority product stewardship scheme guidelines (53.7 KB) October 2019
Pregnancy warning labels on alcoholic beverages (147 KB) October 2019
Review of the KiwiSaver Default Provider Arrangements (377 KB) September 2019
Phase 2 of the Reserve Bank Act Review (34.3 KB) August 2019
Consumer Information Standard to implement Consumers' Right to Know (Country of Origin of Food) Act 2018 (270 KB) July 2019
Civil Aviation Bill exposure draft (378 KB) July 2019
Insurance Contract Law Options Paper (662 KB) June 2019
Building system legislative reform (53.5 KB) June 2019
Credit Contracts Legislation Amendment Bill (351 KB) June 2019
Conduct of Financial Institutions (51.5 KB) June 2019
Charities Act (190 KB) May 2019
Land Transport (Wheel Clamping) Amendment Bill (514 KB) May 2019
Therapeutic Products Bill (1.29 MB) April 2019
Ticket reselling in New Zealand (451 KB) April 2019
Section 36 of the Commerce Act - Misuse of market power (47.1 KB) March 2019
Electricity Price Review: Options Paper (156 KB) March 2019
Protecting businesses and consumers from unfair commercial practices (46 KB) February 2019
Reserve Bank Act (34.5 KB) January 2019
2018 submissions
Electricity Price Review (7.92 MB) October 2018
Healthy Homes Standards (49.9 KB) October 2018
Reform of the Residential Tenancies Act 1986 (60.6 KB) October 2018
Advertising of antibiotic-based restricted veterinary medicines (41.1 KB) September 2018
Proposed mandatory phase out of single-use plastic shopping bags (46.2 KB) September 2018
Manuka honey sold in New Zealand: Is further regulation needed? (39.7 KB) September 2018
Proposed amendments to Credit Reporting Privacy Code (94.9 KB) August 2018
Review of consumer credit regulation (1.72 MB) August 2018
Review of Insurance Contract Law Issues Paper (1.04 MB) July 2018
Consumers’ Right to Know (Country of Origin of Food) Bill (793 KB) July 2018
Briefing from the Reserve Bank and FMA on the outcomes of the Australian Royal Commission into banking (204 KB) July 2018
Pregnancy warning labels on packaged alcoholic beverages (177 KB) June 2018
Organic regulation (311 KB) June 2018
Privacy Bill (355 KB) May 2018
Residential Tenancies (Prohibiting Letting Fees) Amendment Bill (141 KB) May 2018
‘As prepared’ rules for the Health Star Rating system (95.7 KB) April 2018
Labelling of Fats and Oils (302 KB) April 2018
Utilities Disputes Review (262 KB) April 2018
Fair Insurance Code Review (317 KB) March 2018
Advertising Standards Code (277 KB) March 2018
Financial Services Legislation Amendment Bill (287 KB) February 2018
Telecommunications (New Regulatory Framework) Amendment Bill (168 KB) January 2018
2017 submissions
Button Battery Product Safety (177 KB) October 2017
Energy Labelling of Alcoholic Beverages (37 KB) August 2017
Draft Code of Banking Practice (36.9 KB) July 2017
Corporate Insolvency Law Report No. 2 (840 KB) June 2017
Consumers' Right to Know (Country of Origin of Food) Bill (1020 KB) June 2017
New Financial Advice Regime (232 KB) March 2017
Managing Microbeads in Personal Care Products (712 KB) February 2017
Retail Payment Systems (382 KB) January 2017
New Pricing Options for Electricity Distributors (453 KB) January 2017
2016 submissions
Section 99(1A) of the Credit Contracts and Consumer Finance Act 2003 (247 KB) December 2016
Review of the Customer Compensation Scheme (230 KB) November 2016
Consumer Credit Fees Guidelines (204 KB) October 2016
Reorienting Advisory Groups (221 KB) September 2016
Telecommunications Act Review (411 KB) September 2016
Targeted Review of the Commerce Act 1986 (412 KB) July 2016
Information Disclosure Regulations for Third-party Fundraisers (487 KB) April 2016
Review of the Code for Advertising to Children (484 KB) April 2016
Review of Mandatory Labelling of Irradiated Food (258 KB) March 2016
Financial Advisers Act Review - Part 1 & 2 (451 KB) February 2016
Reducing harm from commercial sunbeds (244 KB) February 2016
Proposed regulations for insulation and smoke alarms (500 KB) February 2016
Targeted Review of the Commerce Act 1986 (425 KB) February 2016
Distribution Pricing Review (653 KB) February 2016
Financial Advisers Act Review - Part 3 (224 KB) January 2016
2015 submissions
EQC Review (462 KB) September 2015
Electricity Authority Retail Data Project (290 KB) August 2015
Draft Code for Therapeutic and Health Advertising (589 KB) August 2015
Financial Advisers Act Review (294 KB) July 2015
Children’s Nightwear Regulations (163 KB) June 2015
Making Tax Simpler (138 KB) May 2015
Health (Protection) Amendment Bill (2.12 MB) February 2015
2014 submissions
The Draft Responsible Lending Code (183 KB) December 2014
Proposal P1034 – Chemical Migration from Packaging into Food (183 KB) December 2014
Credit-related Disclosure and Rebate regulations (151 KB) December 2014
Proposal P1030 – Health Claims – Formulated Supplementary Sports Foods & Electrolyte Drinks (118 KB) September 2014
Review of the Occupational Regulation of Valuers (152 KB) September 2014
Disclosure and dispute resolution scheme requirements in relation to securitisation - potential exemptions (93.6 KB) September 2014
Responsible Lending Code (201 KB) August 2014
Revised Mobile Messaging Code (109 KB) July 2014
Priority Waste Streams for Product Stewardship Intervention (578 KB) June 2014
Uninvited Direct Sales - potential exemptions (61.5 KB) May 2014
Land Transport Rule: Light Vehicle Brakes Amendment 2014 (116 KB) April 2014
Fair Insurance Code Review (240 KB) February 2014
2013 submissions
ACC Levy Consultation 2014/15 (84.4 KB) October 2013
Code of Professional Conduct for Authorised Financial Advisers (276 KB) September 2013
Copyright (Parallel Importing of Films) Amendment Bill (80.6 KB) August 2013
TCF Broadband Product Disclosure Code (146 KB) June 2013
Vehicle Standards Compliance Amendment (No 2) 2013) (102 KB) June 2013
Open Bank Resolution Pre-positioning Requirements Policy (175 KB) April 2013
Review of Ban on Parallel Importation of Films (83.3 KB) April 2013
Standards and Conformance Infrastructure Review (245 KB) April 2013
Land Transport (Road User) Amendment Rule 2013 Rule 61001/8 (77.1 KB) April 2013
Investor Education Framework and Action Plan (305 KB) January 2013
2012 submissions
KiwiSaver (Periodic Disclosure) Regulations 2012 (136 KB) November 2012
Vehicle Licensing Reform (99.6 KB) October 2012
Standards (75.7 KB) July 2012
Mandatory Fortification of Bread with Folic Acid Food Standard 2007 (210 KB) July 2012
EGC Jurisdiction (56.3 KB) June 2012
Building Act Amendment Bill (No 4) (118 KB) June 2012
Draft Credit Contracts and Consumer Finance Bill (145 KB) May 2012
Consumer Law Reform Bill (202 KB) March 2012
P293 - Nutrition, Health and Related Claims (290 KB) March 2012
Effective Disclosure FMA (299 KB) March 2012
Proposals to Amend the Dairy Industry Restructuring Act (80.3 KB) February 2012
2011 submissions
NZAS Inquiry into Ethical Rules re Audiologists (77.9 KB) September 2011
Milk Price Inquiry (145 KB) September 2011
Review of the Credit (Repossession) Act 1997 (197 KB) August 2011
Food Labelling Review (74.3 KB) August 2011
Advanced Metering Infrastructure (67.2 KB) June 2011
Telecommunications Carriers' Forum Customer Complaints Code (142 KB) February 2011
Customer Compensation Scheme - Mandatory Default Arrangement (134 KB) January 2011
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