Credit hero default

Fast access to credit reports now cheaper

Fast-tracked access to your credit information will soon cost no more than $10.

×

Choose what’s right for you with confidence

Join today and get instant access to all test results and research.

An amendment to the Credit Reporting Privacy Code has put a limit on what credit reporting companies can charge for immediate access to your credit file.

Veda had been charging $51.95 but from 1 September 2014 will have to lower its charge to $10 or less. Dun & Bradstreet charges $10 for its “fast track” option while Centrix Group doesn’t charge.

Privacy Commissioner John Edwards said New Zealanders had a fundamental right to access their credit information for free but paid a fee if they wanted the information fast.

“This was permitted under the law on the understanding that credit reporters would act reasonably. Some credit reporters weren't, so I decided to place a limit on the amount they could charge,” Mr Edwards said.

Consumer has just published an article on credit reports. It includes information on why you should know what is in yours, how to get access to it and what to do if there is incorrect information in it.

×

Password reset.

Thanks for requesting to reset your password. We've sent you an email with instructions on what you need to do. If you haven't received the email within the next five minutes please call us on 0800 266 786.

Thanks

We just need to verify that this email address belongs to you. Please check your inbox. There should be a message from us where you can verify and activate your account.