Updated 18 Nov 2015

AA Insurance

Comprehensive Car Insurance

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Full policy details

Policy

Agreed or market value?
Agreed
Underwriter
AA Insurance
Underwriter's financial strength rating
A+ (Standard & Poor's)
Phone
0800 500 213
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
21 days

Standard excesses

Under 21 excess ($)
1050
21 to 24 excess ($)
1050
25 plus excess ($)
500

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
No
Transport costs following accident
Reasonable transport costs
Accommodation costs following accident
Up to $500

Other benefits

Damage to trailer covered under same policy
Up to $1000 ($100 excess; no-claims discount impacted)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Optional extra
Keys/locks replaced
Reasonable costs if keys stolen (no excess if claim below $750; no-claims discount impacted)
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
Yes (AA members)
Rental car during repairs
Optional extra (car provided until repairs complete or claim settled)
No-claims discount protection
No
New vehicle replaced entirely
Yes, if less than 1 year old
Car accessories included in cover
Yes

Death and injury cover

Death
No
Personal injury
No
Medical expenses
No

More info

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