Updated 18 Nov 2015

AMI Insurance

Car Insurance Comprehensive

Join us now for instant access

Join more than 100,000 members today and you’ll get:

  • Independent info
  • Thousands of test results and research you can trust
  • Everything in one easy place
  • Expert support a phone call away if things go wrong


Full policy details

Policy

Agreed or market value?
Agreed
Underwriter
AMI Insurance (owned by IAG New Zealand)
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 100 200
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
15 days

Standard excesses

Under 21 excess ($)
800
21 to 24 excess ($)
550
25 plus excess ($)
300

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
No
Transport costs following accident
Reasonable transport costs
Accommodation costs following accident
No

Other benefits

Damage to trailer covered under same policy
Up to $600 (no excess; no-claims discount impacted)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Optional extra
Keys/locks replaced
No
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
Yes (free until June 2016)
Rental car during repairs
Optional extra (car provided at reduced rate for up to 30 days)
No-claims discount protection
Yes
New vehicle replaced entirely
Yes, if less than 1 year old and 20,000km
Car accessories included in cover
Yes

Death and injury cover

Death
Yes, limit stated in policy schedule
Personal injury
Yes, limit stated in policy schedule
Medical expenses
Up to $500 per event

More info

Compare premiums

Compare all car insurance policies.

Have a look at all our car insurance policies. You can compare several to find out what they provide.

View all car insurance policies
×