Updated 18 Nov 2015

Co-op Insurance NZ

CarMinder Comprehensive

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Full policy details

Policy

Agreed or market value?
Market
Underwriter
Credit Union Insurance
Underwriter's financial strength rating
BBB- (Fitch)
Phone
0800 369 258
Independent complaints organisation
Financial Services Complaints Limited
Cooling-off period
14 days

Standard excesses

Under 21 excess ($)
1350
21 to 24 excess ($)
750
25 plus excess ($)
300

Main cover

Liability to 3rd parties
Up to $5 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
Reasonable road-clearing costs
Transport costs following accident
Reasonable transport costs
Accommodation costs following accident
No

Other benefits

Damage to trailer covered under same policy
Up to $750 ($100 excess; no-claims discount impacted)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Yes
Keys/locks replaced
Up to $300 if keys lost, stolen or duplicated (no excess; no-claims discount impacted)
Repairs done by specified repairer guaranteed?
No
Option to choose your own repairer
Yes
Roadside-assistance-available
Optional extra
Rental car during repairs
No
No-claims discount protection
No
New vehicle replaced entirely
Yes, if less than 1 year old (and your cover amount is sufficient)
Car accessories included in cover
Yes, up to $1500 unless otherwise specified

Death and injury cover

Death
$5000
Personal injury
No
Medical expenses
No

More info

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