Updated 18 Nov 2015

FinTel

Maxi Motor

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Full policy details

Policy

Agreed or market value?
Agreed
Underwriter
Tower Insurance
Underwriter's financial strength rating
A- (A.M. Best)
Phone
0800 847 015
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
30 days

Standard excesses

Under 21 excess ($)
1050
21 to 24 excess ($)
800
25 plus excess ($)
300

Main cover

Liability to 3rd parties
Up to $25 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
Up to $1000
Transport costs following accident
Transport and accommodation costs up to $300
Accommodation costs following accident
Transport and accommodation costs up to $300

Other benefits

Damage to trailer covered under same policy
Optional extra up to sum insured (no excess; no-claims discount impacted)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Yes
Keys/locks replaced
Up to $500 if keys stolen or duplicated (no excess; no-claims discount not impacted)
Repairs done by specified repairer guaranteed?
No
Option to choose your own repairer
Yes
Roadside-assistance-available
No
Rental car during repairs
Up to $500 or 7 days (whichever is lesser) if car stolen or total loss; otherwise optional extra (up to $2500)
No-claims discount protection
Yes
New vehicle replaced entirely
Yes, if less than 1 year old
Car accessories included in cover
Yes, up to $1000 unless otherwise specified

Death and injury cover

Death
$5000 per person; $10,000 total
Personal injury
No
Medical expenses
Up to $600 per event

More info

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