Updated 18 Nov 2015

FMG

Superior Private Vehicles

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Full policy details

Policy

Agreed or market value?
Market
Underwriter
FMG Insurance
Underwriter's financial strength rating
A (A.M. Best)
Phone
0800 366 466
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
30 days

Standard excesses

Under 21 excess ($)
900
21 to 24 excess ($)
600
25 plus excess ($)
300

Main cover

Liability to 3rd parties
Up to $10 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
Up to $5000
Transport costs following accident
Transport and accommodation costs up to $2000
Accommodation costs following accident
Transport and accommodation costs up to $2000

Other benefits

Damage to trailer covered under same policy
Up to $1000 (standard excess applies)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Yes
Keys/locks replaced
Reasonable costs if keys lost, stolen, damaged or duplicated (no excess)
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
No
Rental car during repairs
Optional extra (up to $100 per day for up to 30 days)
No-claims discount protection
No
New vehicle replaced entirely
Yes, if less than 1 year old
Car accessories included in cover
Optional extra up to value specified

Death and injury cover

Death
$5000 per person; $10,000 total
Personal injury
Up to $10,000 per event
Medical expenses
No

More info

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