Updated 18 Nov 2015

Lantern Insurance

Echelon Full Cover

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Full policy details

Policy

Agreed or market value?
Market
Underwriter
NZI (a business division of IAG New Zealand)
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 800 800
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
15 days

Standard excesses

Under 21 excess ($)
Men 1000; Women 800
21 to 24 excess ($)
Men 1000; Women 800
25 plus excess ($)
400

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
Reasonable road-clearing costs
Transport costs following accident
Reasonable transport costs
Accommodation costs following accident
Up to $750

Other benefits

Damage to trailer covered under same policy
Up to $1000 ($100 excess; no-claims discount not impacted)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
Yes
Keys/locks replaced
Up to $1000 if keys lost, stolen or duplicated ($100 excess applies; no-claims discount not impacted)
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
Optional extra
Rental car during repairs
Yes (car provided at reduced rate for up to 14 days)
No-claims discount protection
No
New vehicle replaced entirely
Yes, if less than 1 year old
Car accessories included in cover
Yes

Death and injury cover

Death
$10,000
Personal injury
Up to $10,000 per period of cover
Medical expenses
Up to $500 per event

More info

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