Updated 18 Nov 2015

Lantern Insurance

Echelon Full Cover

Join us now for instant access

Join more than 100,000 members today and you’ll get:

  • Independent info
  • Thousands of test results and research you can trust
  • Everything in one easy place
  • Expert support a phone call away if things go wrong
Join Consumer Now Log in

Full policy details


Agreed or market value?
NZI (a business division of IAG New Zealand)
Underwriter's financial strength rating
AA- (Standard & Poor's)
0800 800 800
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
15 days

Standard excesses

Under 21 excess ($)
Men 1000; Women 800
21 to 24 excess ($)
Men 1000; Women 800
25 plus excess ($)

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
Reasonable road-clearing costs
Transport costs following accident
Reasonable transport costs
Accommodation costs following accident
Up to $750

Other benefits

Damage to trailer covered under same policy
Up to $1000 ($100 excess; no-claims discount not impacted)
Cover for windscreens/windows
Possible to claim for broken glass without impacting excess/no-claims discount?
Keys/locks replaced
Up to $1000 if keys lost, stolen or duplicated ($100 excess applies; no-claims discount not impacted)
Repairs done by specified repairer guaranteed?
Option to choose your own repairer
Optional extra
Rental car during repairs
Yes (car provided at reduced rate for up to 14 days)
No-claims discount protection
New vehicle replaced entirely
Yes, if less than 1 year old
Car accessories included in cover

Death and injury cover

Personal injury
Up to $10,000 per period of cover
Medical expenses
Up to $500 per event

More info

Compare premiums

Compare all car insurance policies.

ve a look at all our car insurance policies. You can compare several to find out what they provide.

View all car insurance policies