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Product review
Updated October 2023

Car insurance

Find out what you need to know when shopping for car insurance with our buying guide, then compare policies from our survey.

State Insurance

Car Comprehensive

Monthly premium

  • Underwriter

    Black padlock
  • Underwriter's financial strength rating

    Black padlock
  • Independent complaints organisation

    Black padlock
  • Phone

    Black padlock
  • Cooling-off period

    Black padlock

Policy

Underwriter

Black padlock

Underwriter's financial strength rating

Black padlock

Independent complaints organisation

Black padlock

Phone

Black padlock

Cooling-off period

Black padlock

Standard excesses for fully-licenced

Under 21

Black padlock

21 to 24

Black padlock

25 plus

Black padlock

Main cover

Damage to others' property

Black padlock

Towing costs following accident

Black padlock

Road-clearing costs following accident

Black padlock

Transport costs following accident

Black padlock

Accommodation costs following accident

Black padlock

Cover for natural disasters

Black padlock

Other benefits

Damage to trailer covered under same policy

Black padlock

Cover for windscreens/windows

Black padlock

Possible to claim for broken glass without impacting excess/no-claims discount

Black padlock

Keys/locks replaced

Black padlock

Repairs done by specified repairer guaranteed

Black padlock

Option to choose your own repairer

Black padlock

Roadside assistance available

Black padlock

Rental car during repairs

Black padlock

No-claims discount protection (including at-fault crashes)

Black padlock

New vehicle replaced entirely

Black padlock

Car accessories included in cover

Black padlock

Car accessories kept at home covered

Black padlock

Personal property kept in car covered

Black padlock

Death and injury cover

Driver's death

Black padlock

Driver's personal injury

Black padlock

Driver's medical expenses

Black padlock

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