Updated 3 Nov 2017

The Co-operative Bank

Asset Care Vehicle Comprehensive

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Full policy details

Policy

Underwriter
IAG New Zealand
Underwriter's financial strength rating
AA- (Standard & Poor's)
Independent complaints organisation

Insurance & Financial Services Ombudsman Scheme

Phone
0800 554 554
Cooling-off period
No

Standard excesses for fully-licenced, named drivers

Under 21
$1000
21 to 24

$750

25 plus

$400

Main cover

Liability to 3rd parties

Up to $20 million

Towing costs following accident

Reasonable towing costs

Road-clearing costs following accident

Up to $1000

Transport costs following accident

Reasonable transport costs

Accommodation costs following accident

Up to $500 if more than 100km from home

Cover for natural disasters

Yes

Other benefits

Damage to trailer covered under same policy

Up to $600 (excess applies; no-claims discount impacted)

Cover for windscreens/windows

Yes

Possible to claim for broken glass without impacting excess/no-claims discount

Yes

Keys/locks replaced

Up to $500 (no excess; no claims discount not impacted)

Repairs done by specified repairer guaranteed

Yes

Option to choose your own repairer

Yes

Roadside assistance available

Optional extra

Rental car during repairs

No

No-claims discount protection (including at-fault crashes)

No

New vehicle replaced entirely

Yes, if less than 1 year old

Car accessories included in cover

Yes - child car seat, stereo, etc

Car accessories kept at home covered

Yes - if usually kept in the car

Death and injury cover

Driver's death

$10,000 total

Driver's personal injury

Up to $10,000

Driver's medical expenses

Up to $500

More info

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