Updated 18 Nov 2015

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Full policy details

Policy

Agreed or market value?
Agreed
Underwriter
Tower Insurance
Underwriter's financial strength rating
A- (A.M. Best)
Phone
0800 800 444
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
30 days

Standard excesses

Under 21 excess ($)
1000
21 to 24 excess ($)
1000
25 plus excess ($)
500

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
No
Transport costs following accident
Transport and accommodation costs up to $500
Accommodation costs following accident
Transport and accommodation costs up to $500

Other benefits

Damage to trailer covered under same policy
No
Cover for windscreens/windows
Optional extra
Possible to claim for broken glass without impacting excess/no-claims discount?
Optional extra
Keys/locks replaced
No
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
Optional extra
Rental car during repairs
Optional extra up to $750 or 14 days (whichever is the lesser)
No-claims discount protection
Yes
New vehicle replaced entirely
No
Car accessories included in cover
Optional extra up to value specified

Death and injury cover

Death
No
Personal injury
No
Medical expenses
No

More info

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