Updated 18 Sep 2018

Youi NZ


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Full policy details


Youi New Zealand
Financial strength
B++ (A.M. Best)
Independent complaints organisation

Insurance & Financial Services Ombudsman Scheme

0800 453 691
Cooling-off period
20 days

Standard excesses for fully-licenced, named drivers

Under 21
21 to 24


25 plus


Main cover

Damage to others' property

Up to $20 million

Towing costs following accident

Reasonable towing costs (if under 3.5 tonnes)

Road-clearing costs following accident


Transport costs following accident

Transport and accommodation costs up to $1000

Accommodation costs following accident

Transport and accommodation costs up to $1000

Cover for natural disasters

Yes - storm, fire, earthquake

Other benefits

Damage to trailer covered under same policy

Optional extra up to $2500 (standard excess applies)

Cover for windscreens/windows


Possible to claim for broken glass without impacting excess/no-claims discount

Optional extra for reduced excess

Keys/locks replaced

Up to $1000

Repairs done by specified repairer guaranteed


Option to choose your own repairer


Roadside assistance available


Rental car during repairs

Up to 14 days if car stolen (deposit required); otherwise optional extra (up to 14 days, deposit required)

No-claims discount protection (including at-fault crashes)


New vehicle replaced entirely

Yes, if less than 2 years old and 40,000km (and at your purchase, odometer reading less than 500km)

Car accessories included in cover

Yes - child car seats, personalised number plates, tow bars, window tints, other accessories on policy schedule

Car accessories kept at home covered


Death and injury cover

Driver's death


Driver's personal injury


Driver's medical expenses


More info

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