Updated 18 Nov 2015

Youi NZ

Car Comprehensive

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Full policy details

Policy

Agreed or market value?
Agreed
Underwriter
Youi
Underwriter's financial strength rating
B++ (A.M. Best)
Phone
0800 009 684
Independent complaints organisation
Insurance & Financial Services Ombudsman Scheme
Cooling-off period
20 days

Standard excesses

Under 21 excess ($)
400
21 to 24 excess ($)
400
25 plus excess ($)
400

Main cover

Liability to 3rd parties
Up to $20 million
Cover for natural disasters
Yes
Towing costs following accident
Reasonable towing costs
Road-clearing costs following accident
No
Transport costs following accident
Transport and accommodation costs up to $1000
Accommodation costs following accident
Transport and accommodation costs up to $1000

Other benefits

Damage to trailer covered under same policy
Optional extra up to $2500 (standard excess applies)
Cover for windscreens/windows
Yes
Possible to claim for broken glass without impacting excess/no-claims discount?
No (excess for windscreen/windows is $50)
Keys/locks replaced
Up to $1000 if keys stolen
Repairs done by specified repairer guaranteed?
Yes
Option to choose your own repairer
Yes
Roadside-assistance-available
Yes
Rental car during repairs
Up to 14 days if car stolen; otherwise optional extra (up to 14 days)
No-claims discount protection
No
New vehicle replaced entirely
Yes, if less than 2 years old and 40,000km
Car accessories included in cover
Yes, most items limited to $150 each and $750 per claim

Death and injury cover

Death
No
Personal injury
No
Medical expenses
No

More info

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