Interest free days
Pays credit interest
A 2.99% p.a. Introductory rate applies to purchases and related fees for six months from the date of the first charge. Offer only available to new American Express NZ Low Rate Credit Card Members who apply and are approved.Any balances transferred from your existing American Express Card, cash advances and fees relating to cash advances are excluded from the 2.99% Introductory interest rate. At the end of the six month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time.