Updated 9 Jun 2016

American Express

Platinum Edge Credit Card

Snapshot: The American Express Platinum Edge Credit Card gives you interest-free days and a rewards programme. But what about the small print?

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Details

Card

Card type
Platinum
Rewards programme
Yes
Note
-

Interest

Interest rate
19.95%
Interest free days
55
Pays credit interest
×
Note

A 2.99% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 2.99% introductory interest rate. Offer only available to new Platinum Edge Credit Card from American Express Card Members who apply and are approved. At the end of the six-month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time.

Balance transfer

Balance transfer facility
×
Balance transfer introductory rate (%)
n/a
Balance transfer introductory period
n/a
Note
-

Fees

Annual fee ($)
149.00
Annual fee - subsequent cards ($)
0.00
Network ATM cash advance fee ($)
2.00
Branch cash advance fee ($)
n/a
Other ATM cash advance fee ($)
n/a
International cash advance ATM fee ($)
5.00
Foreign currency conversion fee (%)
2.50
Late payment fee ($)
25.00
Over limit fee ($)
0.00
Notes
Annual fee $0 for first year

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