Updated 9 Jun 2016

BankDirect

Visa Classic

Snapshot: The Bank Direct Visa Standard card gives you interest-free days, but doesn’t include a rewards programme. What about the small print?

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Details

Card

Card type
Standard
Rewards programme
No
Note
-

Interest

Interest rate
20.95%
Interest free days
55
Pays credit interest
×
Note

Credit interest 1%.

Balance transfer

Balance transfer facility
×
Balance transfer introductory rate (%)
n/a
Balance transfer introductory period
n/a
Note
-

Fees

Annual fee ($)
20.00
Annual fee - subsequent cards ($)
10.00
Network ATM cash advance fee ($)
2.00
Branch cash advance fee ($)
5.00
Other ATM cash advance fee ($)
3.00
International cash advance ATM fee ($)
7.50
Foreign currency conversion fee (%)
1.85
Late payment fee ($)
15.00
Over limit fee ($)
20.00
Notes
-

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