Updated 9 Jun 2016

Westpac

Hotpoints World MasterCard

Snapshot: The Westpac Hotpoints World MasterCard gives you interest-free days and a rewards programme. What about the small print?

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Details

Card

Card type
Platinum
Rewards programme
Yes
Note
-

Interest

Interest rate
16.95%
Interest free days
44
Pays credit interest
×
Note

--

Balance transfer

Balance transfer facility
Balance transfer introductory rate (%)
n/a
Balance transfer introductory period
n/a
Note
5.95% special rate for the life of the balance transferred

Fees

Annual fee ($)
390.00
Annual fee - subsequent cards ($)
100.00
Network ATM cash advance fee ($)
2.00
Branch cash advance fee ($)
2.00
Other ATM cash advance fee ($)
2.00
International cash advance ATM fee ($)
8.00
Foreign currency conversion fee (%)
2.50
Late payment fee ($)
15.00
Over limit fee ($)
15.00
Notes
First joint/additional card free. Spend $50,000 or more in a 6 month period and will waive next 6-monthly fee.

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