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Updated 4 May 2016
Snapshot: The AIA Real Health policy covers surgical procedures up to $500,000 per year. What else does it cover?
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Hospital and surgery
AA- (Very Strong) Standard & Poor's
0800 800 242
Covered under surgical maximum within 6 months of surgery or medical maximum
$200,000: angiogram, arthroscopy, capsule endoscopy, colonoscopy, cystoscopy, gastroscopy, hysteroscopy, laparoscopy, myelogram, myocardial perfusion imaging, PET, scintigraphy, CT and MRI scans
Covered under surgical maximum, includes removal of impacted or unerupted teeth; excludes routine dental treatment
$3000 for GP surgery
Pharmac/non-Pharmac chemotherapy drugs
$1000 for treatment within 6 months of discharge
Home nursing: $150 per day up to $6000; home help: $500 up to 7 days after cancer surgery or treatment
Cover up to policy maximums in Australia; 75% of costs if treatment available in NZ; $30,000 if treatment unavailable in NZ (for 24 months)
After 12 months of cover, overseas: 3-24 months; unemployed: 3-6 months
$200 per night up to $3000
Travel and accommodation: $300 per day up to $3000 per claim per year for you and a support person if treatment over 100km from home
After 3 nights, $300 per night up to 10 nights
$3500 if insured dies before age 70
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