Updated 4 May 2016

nib

Top Private Hospital Cover Plus

Snapshot: The Nib Top Private Hospital Cover Plus policy covers surgical procedures up to $300,000 per year. What else does it cover?

Join us now for instant access

Join more than 100,000 members today and you’ll get:

  • Independent info
  • Thousands of test results and research you can trust
  • Everything in one easy place
  • Expert support a phone call away if things go wrong
Join Consumer Now Log in

Policy details

Policy

Insurance type

Hospital and surgery

Financial strength rating

A- (Excellent) A.M. Best

Phone

0800 123 642

Core cover

Hospital surgical

$300,000

Hospital medical

$200,000

Specialist consultations associated with hospitalisation

Covered under policy maximums up to 12 consultations; unlimited consultations during cancer treatment

Specialist consultations not associated with hospitalisation

Covered under policy maximums up to 12 consultations; unlimited consultations during cancer treatment

Major diagnostics associated with hospitalisation

Covered under policy maximums up to $15,000; CT, MRI and PET scans: $5000; unlimited diagnostics during cancer treatment

Major diagnostics not associated with hospitalisation

Covered under policy maximums up to $15,000; CT, MRI and PET scans: $5000; unlimited diagnostics during cancer treatment

Oral surgery

Cost of removing 4 impacted or unerupted teeth after 12 month stand-down period

Minor surgery

$750 for GP surgery; $6000 for skin lesion surgery

Pharmaceuticals

Pharmac/non-Pharmac chemotherapy drugs up to $10,000

Additional cover

Physiotherapy after being discharged

$750 for treatment up to 6 months after admission

Post-op home nursing

$150 per day up to $6000

Overseas treatment

n/a

Suspension of cover

After 12 months of cover, overseas: 3-24 months; parental leave: 3-12 months; unemployment or redundancy: 6 months

Accommodation for parents

$200 per night up to $3000

Travel and accommodation benefit

If treatment over 100km from home, travel: $2000 for you and a support person; accommodation: $200 per night up to $3000 for a support person; travel and accommodation for cancer treatment: $200 per night up to $5000 for you and a support person

Public hospital benefit

n/a

Death/funeral benefit

$3000 if insured dies aged 16-64

Alternative medical providers

$250 for osteopathic and chiropractic treatment, speech and occupational therapy, and dietician consultations up to 6 months after admission

Guaranteed wordings

n/a

Compare all health insurance policies.

ve a look at all our health insurance policies. You can compare several to find out what they provide.

View all health insurance policies