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Updated 4 May 2016
Snapshot: The Sovereign Private Health policy covers surgical procedures up to $300,000 per year. What else does it cover?
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Hospital and surgery
A+ (Superior) A.M. Best
0800 500 108
Covered under surgical maximum within 6 months of surgery or medical maximum
$100,000 for angiogram, arthroscopy, capsule endoscopy, colonoscopy, cystoscopy, gastroscopy, hysteroscopy, laparoscopy, myelogram, myocardial perfusion imaging, scintigraphy, PET, CT and MRI scans
Covered under surgical maximum, excludes routine dental treatments
$250 per treatment up to $500 for "non-specialist" surgery
Pharmac/non-Pharmac chemotherapy drugs
Covered under surgical maximum for in-hospital physio only
$300 per day up to $3000
Cover up to policy maximums in Australia or if waiting period in NZ is 6 months or more; $30,000 if treatment unavailable in NZ
Overseas: 2-12 months; unemployment: 2-6 months
See "travel and accommodation benefit"
Transport and accommodation: $300 per day up to $3000 for you and a support person if treatment over 100km from home
After 2 nights, $300 per day up to $3000 (+ 1 year's free cover if treatment could've been performed in private hospital)
$2500 if insured dies aged 21-59
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