Updated 4 May 2016


Hospital Select

Snapshot: The UniMed Hospital Select policy covers surgical procedures up to $300,000 per year. What else does it cover?

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Policy details


Insurance type

Hospital and surgery

Financial strength rating

A (Excellent) A.M. Best


0800 600 666

Core cover

Hospital surgical


Hospital medical


Specialist consultations associated with hospitalisation

Covered under surgical maximums within 6 months of surgery

Specialist consultations not associated with hospitalisation


Major diagnostics associated with hospitalisation

Covered under surgical maximum within 6 months of surgery; colonoscopy: $2000 per admission; gastroscopy: $1500 per admission

Major diagnostics not associated with hospitalisation

$300,000 for cardioversion and myocardial perfusion scans; CT scan: $3000; MRI scan: $4000; PET scan: $2500

Oral surgery

Covered under surgical maximum, excludes dental removal or implants

Minor surgery

$500 per procedure for GP surgery; other procedures covered under surgical maximum


Pharmac/in-hospital non-Pharmac chemotherapy drugs up to $2000

Additional cover

Physiotherapy after being discharged

Covered under surgical maximum for in-hospital physio only

Post-op home nursing

$150 per day up to $6000

Overseas treatment

After 5 years of cover, 75% of costs if you opt for treatment overseas; $20,000 for heart, lung or liver transplant

Suspension of cover

Overseas: unlimited (but requires "nominal" holding premium); redundancy: 3-6 months

Accommodation for parents

$150 per night up to $600

Travel and accommodation benefit

$125 per day up to $1500 for accommodation, vehicle costs and so on for family if you're hospitalised for more than 48 hours and treatment is over 200km from home

Public hospital benefit

After 24 hours, $125 per day up to $1500; 50% of benefit if child hospitalised

Death/funeral benefit

$2400 if insured dies of natural causes aged under 65

Alternative medical providers

Optional extra under natural health package

Guaranteed wordings


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