Updated 4 May 2016

UniMed

Hospital Select

Snapshot: The UniMed Hospital Select policy covers surgical procedures up to $300,000 per year. What else does it cover?

Join us now for instant access

Join more than 100,000 members today and you’ll get:

  • Independent info
  • Thousands of test results and research you can trust
  • Everything in one easy place
  • Expert support a phone call away if things go wrong
Join Consumer Now Log in

Policy details

Policy

Insurance type

Hospital and surgery

Financial strength rating

A (Excellent) A.M. Best

Phone

0800 600 666

Core cover

Hospital surgical

$300,000

Hospital medical

$65,000

Specialist consultations associated with hospitalisation

Covered under surgical maximums within 6 months of surgery

Specialist consultations not associated with hospitalisation

n/a

Major diagnostics associated with hospitalisation

Covered under surgical maximum within 6 months of surgery; colonoscopy: $2000 per admission; gastroscopy: $1500 per admission

Major diagnostics not associated with hospitalisation

$300,000 for cardioversion and myocardial perfusion scans; CT scan: $3000; MRI scan: $4000; PET scan: $2500

Oral surgery

Covered under surgical maximum, excludes dental removal or implants

Minor surgery

$500 per procedure for GP surgery; other procedures covered under surgical maximum

Pharmaceuticals

Pharmac/in-hospital non-Pharmac chemotherapy drugs up to $2000

Additional cover

Physiotherapy after being discharged

Covered under surgical maximum for in-hospital physio only

Post-op home nursing

$150 per day up to $6000

Overseas treatment

After 5 years of cover, 75% of costs if you opt for treatment overseas; $20,000 for heart, lung or liver transplant

Suspension of cover

Overseas: unlimited (but requires "nominal" holding premium); redundancy: 3-6 months

Accommodation for parents

$150 per night up to $600

Travel and accommodation benefit

$125 per day up to $1500 for accommodation, vehicle costs and so on for family if you're hospitalised for more than 48 hours and treatment is over 200km from home

Public hospital benefit

After 24 hours, $125 per day up to $1500; 50% of benefit if child hospitalised

Death/funeral benefit

$2400 if insured dies of natural causes aged under 65

Alternative medical providers

Optional extra under natural health package

Guaranteed wordings

n/a

Member reviews

Compare all health insurance policies.

ve a look at all our health insurance policies. You can compare several to find out what they provide.

View all health insurance policies