Updated 5 May 2017
MAS
House Insurance Full Replacement and Contents Insurance
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Key data
Policy
Underwriter
Medical Insurance Society
Independent complaints organisation
Insurance & Savings Ombudsman
Sum insured or full replacement?
Full replacement
Excesses
Standard excess - house
$250
Standard excess - contents
$250
Main cover - house
Personal liability - house policy
Up to $10 million
Temporary accommodation
Up to $50,000; includes pets
Recreational features
Yes
Retaining walls
Yes
Additional cover - house
Blocked water or sewage pipes
No
Hidden gradual damage caused by internal water pipe, waste pipe or cylinder
Up to $5000
Keys and locks
Yes (no excess)
Landscaping
Up to $5000
Post-event inflation protection
No
Reduced excess for glass or sanitary fixtures
Yes (excess-free cover for glass)
Main cover - contents
Personal liability - contents policy
Up to $10 million
Temporary accommodation for homeowners following loss
Up to $50,000; includes pets
Temporary accommodation for tenants following loss
Up to $50,000 or your tenancy agreement ends or you move to a new rental property
Removal, return and storage of contents following loss
Included in "Temporary accommodation" benefit
Specific items
Bicycles
Replacement value up to $5000
Books
Replacement value
Cameras and accessories
Replacement value up to $5000
Carpets and floor coverings - unfixed
Replacement value
Clothing and footwear
Replacement value
Collections (eg stamps)
Up to $5000 per collection
Computers and computer software
Replacement value up to $5000
Credit card cover
Up to $2000 if card used fraudulently
Jewellery and watches
Replacement value up to $5000 per item; $25,000 total per event
Mobile phones
Replacement value up to $5000
Money
Up to $1000
Motor vehicle parts and accessories
Replacement value provided parts aren't in or attached to your car
Sporting equipment
Replacement value up to $5000
Works of art
Replacement value up to $25,000
Additional cover - contents
Hidden gradual damage caused by water pipe, waste pipe or cylinder
Up to $5000
Home office and professional equipment
Up to $10,000 for business items and $25,000 for healthcare equipment at home; up to $2000 and $5000 respectively outside home
Keys and locks
Reasonable costs (no excess)
Moving contents to a new address
Defined events while moving to a new adress
Member reviews
"MAS Insurance"
27 May 2017, Jana F.
Product use: 6 months or more
Pros:
Always helpful with prompt response. No bureaucratic delays. Staff knowledgeable, objective.
Cons:
none I can think of
Recommend it?
Yes, I recommend this product.
Have a look at all our house and contents insurance policies.
