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Product overview

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Pet insurance

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Get the purrfect plan for your pet.

If your pet falls ill or has an accident, you could face veterinary bills totalling thousands. It’s not surprising that more Kiwis are choosing to insure their pets. We’ve surveyed pet insurance policies from five providers to find out what’s covered, the costs, and the catches.

Policy database

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The bare essentials

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Exclusions and limitations

Petplan and The Warehouse cover dental damage caused by accident as well as tooth decay, provided your pet has had a check-up in the past 12 months.
Petplan and The Warehouse cover dental damage caused by accident as well as tooth decay, provided your pet has had a check-up in the past 12 months.

When you take out pet insurance, it’s tempting to think your pet is covered for every eventuality. That’s not the case. Insurers put exclusions and limitations in their policies to reduce their liability.

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Extra benefits

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Policy premiums

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Age limits

Insurers usually enforce an age limit for pets when issuing new policies.

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Excess

If you need to make a claim under your policy, you’ll likely have to contribute towards some of the bill. This is the excess. There are various excess structures.

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