Updated 11 Mar 2016

Pet-n-Sur

Silver

Snapshot: Pet-n-Sur Silver is underwritten by Beneficial Insurance. Is it the cat’s pyjamas?

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Details

Policy

Plan type
Basic
Underwriter
Beneficial Insurance
Underwriter’s strength rating
B+ (A.M. Best)
Independent complaints resolution service

Financial Dispute Resolution Scheme

Cooling-off period

7 days

Maximum yearly limit

$4000 ($2500 surgical and $1500 medical)

Excess ($)

30% (min $60)

Limitations

Eligible age for application

From 6 weeks to 12 years (6 years for select breeds)

Stand down period, illness

21 days

Stand down period, other

7 days for accident

Ongoing treatment of chronic conditions covered?

Yes (you pay 50% of each claim; cancer capped at $1200 each year for medical and surgical treatments)

Cover

Cover if your cat dies

$50 towards funeral costs (30% excess applies); $100 towards a replacement cat (30% excess applies)

Cover if your dog dies

$50 towards funeral costs (30% excess applies); $100 towards a replacement dog (30% excess applies)

Inherited conditions covered

Inherited conditions covered (but only if they present after your pet’s 3rd birthday); congenital conditions not covered

Vaccinations and routine care

$20 each year for jabs + $20 one-off contribution for neutering or microchipping (no excess)

Dental care

If teeth damaged in accident

Alternative treatments

$150 each year (30% excess applies)

Advertising/rewards for missing cat

$40 each year for advertising (30% excess applies)

Advertising/rewards for missing dog

$40 each year for advertising (30% excess applies)

Straying or theft

n/a

Boarding fees for cat

$60 each year (30% excess applies)

Boarding fees for dog

$60 each year (30% excess applies)

Holiday cancellation

n/a

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