Policy
Plan type
Standard
Underwriter
Allianz Australia Insurance
Underwriter’s strength rating
AA- (Standard & Poor’s)
Independent complaints resolution service
Financial Services Complaints Limited
Cooling-off period
14 days
Maximum yearly limit
$9000 (cats); $14,000 (dogs)
Excess ($)
$100
Limitations
Eligible age for application
From 8 weeks to 8 years (5 years for select breeds)
Stand down period, illness
21 days
Stand down period, other
n/a
Ongoing treatment of chronic conditions covered?
Yes
Cover
Cover if your cat dies
n/a
Cover if your dog dies
$1000 if your dog dies from injury ($100 excess applies)
Inherited conditions covered
Inherited and congenital conditions covered
Vaccinations and routine care
n/a
Dental care
If teeth damaged by accident or decay (provided pet has had a yearly check-up)
Alternative treatments
Yes, covered under “Maximum yearly limit” ($100 excess applies)
Advertising/rewards for missing cat
$500 each year for advertising/reward (no excess)
Advertising/rewards for missing dog
$1000 each year for advertising/reward (no excess)
Straying or theft
$1000 ($100 excess applies)
Boarding fees for cat
$500 each year (no excess)
Boarding fees for dog
$1000 each year (no excess)
Holiday cancellation
$1000 each year ($100 excess applies)
