Updated 4 Aug 2016

American Express

Plan A Comprehensive

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Key data

Policy

Underwriter
Allianz Australia Insurance
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 383 331
Cooling-off period
14 days
Oldest age covered
80 years and under
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Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
$4000
Hospital cash allowance
$100 per day up to $6000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
Replacement price for goods
Luggage and personal effects
$15,000
Cameras and video cameras
$4000
Computers
$6000
Mobile phones
$1500
Other items
$1000
Theft of cash
$250
Travel documents
$5000
Delayed luggage
Up to $500 (12hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
Unlimited
Resumption of trip
Up to $3000

Liability

Personal liability
$3 million
Rental vehicle excess
Optional $6000 (+ $500 to return vehicle)

Death and injury

Accidental death or permanent injury
$25,000
Funeral expenses
$15,000
Loss of income stipend
Up to $400 per week capped at $10,400

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