Updated 4 Aug 2016

American Express

Plan A Comprehensive

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Key data


Allianz Australia Insurance
Underwriter's financial strength rating
AA- (Standard & Poor's)
0800 383 331
Cooling-off period
14 days
Oldest age covered
80 years and under
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Health cover

Overseas emergency medical expenses
Emergency dental treatment
Hospital cash allowance
$100 per day up to $6000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available


Replacement price for goods
Luggage and personal effects
Cameras and video cameras
Mobile phones
Other items
Theft of cash
Travel documents
Delayed luggage
Up to $500 (12hrs before allowance kicks in)


Cancellation fees and loss of deposit
Resumption of trip
Up to $3000


Personal liability
$3 million
Rental vehicle excess
Optional $6000 (+ $500 to return vehicle)

Death and injury

Accidental death or permanent injury
Funeral expenses
Loss of income stipend
Up to $400 per week capped at $10,400

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