Updated 4 Aug 2016

Chubb

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Key data

Policy

Underwriter
Chubb Insurance New Zealand
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 422 346
Cooling-off period
14 days
Oldest age covered
69 years and under
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Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
Unlimited
Hospital cash allowance
$150 per day up to $15,000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
Depreciation applied to goods
Luggage and personal effects
$20,000
Cameras and video cameras
$3500
Computers
$3500
Mobile phones
$3500
Other items
$1500
Theft of cash
$200
Travel documents
$20,000 (see "Luggage and personal effects")
Delayed luggage
Up to $1500 (24hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
Unlimited
Resumption of trip
Up to $3000

Liability

Personal liability
$5 million
Rental vehicle excess
$5000

Death and injury

Accidental death or permanent injury
$50,000
Funeral expenses
$10,000
Loss of income stipend
Not available

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