Updated 4 Aug 2016

Columbus Direct


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Key data


Underwriter's financial strength rating
A+ (Standard & Poor's)
0800 559 911
Cooling-off period
19 days
Oldest age covered
84 years and under
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Health cover

Overseas emergency medical expenses
$20 million
Emergency dental treatment
Hospital cash allowance
$200 per day up to $6000 if hospitalised for 24hrs+
Ongoing medical expenses in NZ
Not available


Depreciation applied to goods
Luggage and personal effects
Cameras and video cameras
Mobile phones
Other items
Theft of cash
Travel documents
Delayed luggage
Up to $1000 (6hrs before allowance kicks in)


Cancellation fees and loss of deposit
Resumption of trip
Not available


Personal liability
$5 million
Rental vehicle excess

Death and injury

Accidental death or permanent injury
Funeral expenses
$20 million (see "Overseas emergency medical expenses")
Loss of income stipend
Not available

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