Updated 4 Aug 2016

New Zealand Seniors Insurance Agency

Travel Insurance

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Key data

Policy

Underwriter
Chubb Insurance New Zealand
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 441 710
Cooling-off period
14 days
Oldest age covered
89 years and under
Compare premiums

Health cover

Overseas emergency medical expenses
Unlimited for worldwide plan; lower limits may apply for other regions
Emergency dental treatment
Unlimited for worldwide plan; lower limits may apply to other regions
Hospital cash allowance
$100 per day up to $8000 for worldwide plan if hospitalised for 48hrs+; lower limits may apply for other regions
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
Depreciation applied to goods
Luggage and personal effects
$12,000 for worldwide plan; lower limits may apply for other regions
Cameras and video cameras
$3500
Computers
$3500
Mobile phones
$3500
Other items
$500
Theft of cash
$300 for worldwide plan; lower limits may apply for other regions
Travel documents
$12,000 for worldwide plan; lower limits may apply for other regions (see "Luggage and personal effects")
Delayed luggage
Up to $1000 (24hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
Unlimited for worldwide plan; lower limits may apply for other regions
Resumption of trip
Up to $3000 for worldwide plan; lower limits may apply for other regions

Liability

Personal liability
$2 million for worldwide plan; lower limits may apply for other regions
Rental vehicle excess
$3000

Death and injury

Accidental death or permanent injury
$50,000 for worldwide plan; lower limits may apply for other regions
Funeral expenses
$10,000
Loss of income stipend
Not available

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