Updated 4 Aug 2016

Southern Cross

Travel Insurance TravelCare

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Key data

Policy

Underwriter
Southern Cross Benefits
Underwriter's financial strength rating
A+ (Standard & Poor's)
Phone
0800 800 571
Cooling-off period
14 days
Oldest age covered
101 years and under
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Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
$750
Hospital cash allowance
$100 per day up to $3000 if hospitalised for 72hrs+
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
Depreciation applied to goods
Luggage and personal effects
$25,000
Cameras and video cameras
$1500
Computers
$3000
Mobile phones
$1500
Other items
$1500 ($2500 jewellery)
Theft of cash
$500
Travel documents
$1000
Delayed luggage
Up to $1000 (12hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
$50,000
Resumption of trip
Not available

Liability

Personal liability
$1 million
Rental vehicle excess
$5000

Death and injury

Accidental death or permanent injury
$25,000
Funeral expenses
$15,000
Loss of income stipend
Up to $500 per week capped at $6500

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