Updated 4 Aug 2016

Travel Insurance Cover

Comprehensive International

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Key data


QBE Insurance (Australia)
Underwriter's financial strength rating
A+ (Standard & Poor's)
0800 800 608
Cooling-off period
21 days
Oldest age covered
No limit
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Health cover

Overseas emergency medical expenses
Emergency dental treatment
Hospital cash allowance
$75 per day up to $6000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
$3000 for up to 12 months


Purchase or replacement price for goods less than 2 years old
Luggage and personal effects
Cameras and video cameras
Mobile phones
Other items
Theft of cash
Travel documents
Delayed luggage
Up to $1500 (12hrs before allowance kicks in)


Cancellation fees and loss of deposit
Resumption of trip
Up to $10,000


Personal liability
$2.5 million
Rental vehicle excess
$5000 (+ $500 to return vehicle)

Death and injury

Accidental death or permanent injury
Funeral expenses
Loss of income stipend
Up to $2000 per month capped at $12,000

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