Updated 4 Aug 2016

Travel Insurance Cover

Comprehensive International

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Key data

Policy

Underwriter
QBE Insurance (Australia)
Underwriter's financial strength rating
A+ (Standard & Poor's)
Phone
0800 800 608
Cooling-off period
21 days
Oldest age covered
No limit
Compare premiums

Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
Unlimited
Hospital cash allowance
$75 per day up to $6000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
$3000 for up to 12 months

Belongings

Depreciation
Purchase or replacement price for goods less than 2 years old
Luggage and personal effects
$20,000
Cameras and video cameras
$2500
Computers
$2500
Mobile phones
$1500
Other items
$1500
Theft of cash
$750
Travel documents
$2000
Delayed luggage
Up to $1500 (12hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
Unlimited
Resumption of trip
Up to $10,000

Liability

Personal liability
$2.5 million
Rental vehicle excess
$5000 (+ $500 to return vehicle)

Death and injury

Accidental death or permanent injury
$50,000
Funeral expenses
$20,000
Loss of income stipend
Up to $2000 per month capped at $12,000

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